Quick answer: The first question to ask is how your cash arrives.
- If it comes in bundles that are already sorted by denomination, you need a sheet counting machine. It counts how many notes there are. Finloyd’s sheet counters are the Fin-890 and Fin-3100.
- If it comes mixed (100s, 50s, 10s and 5s together), you need a total value (mixed) counting machine. It recognises every note and tells you how much money there is, with a breakdown by denomination. Finloyd’s value counters are the CX-7500, Fin-7900, Kisan K2, Newton-A, Newton 3F, K3-A, K5-A and K6.
- For coins, the Fin-CC93 counts up to 600 coins per minute.
Every model in this guide includes counterfeit detection. Finloyd (AlRawda Office Trading Co. Ltd.) is the No. 1 supplier of money counting machines and fake money detectors in Saudi Arabia since 2008, serving businesses in Riyadh, Jeddah and Al Khobar.
Key Takeaways
- Sheet counting = number of notes. It’s fast and affordable, but notes must be pre-sorted by denomination.
- Total value counting = amount of money. It handles mixed notes, gives the total in riyals and shows a per-denomination breakdown.
- Every value counter can also count sheets, but a sheet counter cannot count value.
- Detection matters as much as counting. UV + MG is the minimum. Image (CIS) detection, which value counters use, is the strongest.
- Choose by cash type first, then by volume: a single-pocket value counter for most businesses, two pockets for exchange houses, and multi-pocket sorters for banks and cash centres.
Counting cash by hand is slow, tiring and error-prone. It also leaves your business exposed to counterfeit notes slipping through at the busiest time of day. The right money counting machine fixes all three. The most important decision, and the one most buyers get wrong, is choosing between sheet counting and total value counting. This guide makes that choice simple, then compares 11 machines available from Finloyd in Saudi Arabia.
Sheet Counting vs. Total Value Counting: The #1 Question
What is sheet counting?
A sheet counting machine (also called a piece counter or note counter) counts the number of notes in a stack. If you load 100 notes, it displays 100. It doesn’t know whether they are 5-riyal or 500-riyal notes, so you must sort notes by denomination first and then multiply.
What is total value (mixed) counting?
A total value counting machine (also called a mixed denomination counter or value counter) uses an image sensor (CIS) to recognise the denomination of every note. Load a mixed stack, and it shows the total amount in riyals plus a breakdown by denomination. There’s no sorting and no calculator needed.
The same stack, two different machines
Imagine you load this mixed stack of 100 notes:
| Denomination | Notes |
|---|---|
| 500 riyals | 10 |
| 100 riyals | 30 |
| 50 riyals | 20 |
| 10 riyals | 25 |
| 5 riyals | 15 |
| Total | 100 notes |
| Sheet counting machine | Total value counting machine | |
|---|---|---|
| What the screen shows | 100 | SAR 9,325 |
| Denomination breakdown | Not available | 500 × 10, 100 × 30, 50 × 20, 10 × 25, 5 × 15 |
| Sorting needed first | Yes, by hand | No |
| Time for this stack | Sorting + 5 counts + calculation | One pass |
| Risk of human error | Higher (sorting and adding) | Minimal |
Side-by-side comparison
| Sheet counting | Total value (mixed) counting | |
|---|---|---|
| Counts | Number of notes | Number and total value |
| Handles mixed denominations | No | Yes |
| Denomination breakdown | No | Yes |
| Can also count sheets | — | Yes |
| Typical detection | UV, MG, MT | CIS image + UV, MG, MT, IR (+ US) |
| Multi-currency | Usually SAR only | Up to 10–48 currencies, depending on model |
| Price level | Lower | Higher |
| Best for | Pre-sorted bundles, small shops, back offices | Mixed daily takings, exchange houses, banks |
| Finloyd models | Fin-890, Fin-3100 | CX-7500, Fin-7900, K2, Newton-A, Newton 3F, K3-A, K5-A, K6 |
Which one do you need?
Choose sheet counting if:
- your cash arrives as bank bundles or pre-sorted stacks;
- you mainly count one denomination at a time, such as salaries or fixed float bundles;
- you want the most affordable machine with counterfeit detection.
Choose total value (mixed) counting if:
- your customers pay with all kinds of notes, as in restaurants, retail, pharmacies and supermarkets;
- you close daily takings or cashier shifts and need the exact amount fast;
- you handle foreign currencies, as exchange houses and hotels do;
- you want fewer counting errors and less staff time per shift.
Tip: if you’re unsure, choose a value counter. It can do everything a sheet counter does, plus count value.
How Counterfeit Detection Works
Every machine in this guide checks notes for counterfeits while counting. The more sensors, the harder it is for a fake to pass.
| Technology | What it checks | Found on |
|---|---|---|
| UV (Ultraviolet) | Fluorescent features and paper brightness | All models |
| MG (Magnetic) | Magnetic ink in genuine printing | All note counters |
| MT (Metal Thread) | The embedded security thread | Fin-3100, CX-7500, Fin-7900, Newton-A |
| IR (Infrared) | Infrared-reactive inks | All value counters |
| CIS / Dual CIS (Image sensor) | A full image of the note: denomination and design | All value counters |
| US (Ultrasonic) | Thickness, tape and double notes | Fin-7900, K2, Newton 3F, K3-A, K5-A, K6 |
| DD (Double-note detection) | Two notes passing together | CX-7500 and value counters |
| Dog-ear & tape detection | Folded corners and repairs | Newton-A, Newton 3F |
| S/N reading (OCR) | The serial number of each note | Fin-7900, K2, Newton 3F, K3-A, K5-A, K6 |
Rule of thumb: UV + MG is basic protection. UV + MG + MT is solid for sorted bundles. CIS image detection with UV, MG and IR is the professional standard for mixed cash.
Saudi-Specific Things to Know in 2026
- Riyal notes come in more than one series and material. SAMA introduced a polymer 5-riyal note in October 2020, and older 5-riyal notes remain valid. Your machine must be configured and updated for every note in circulation, including the 200-riyal denomination.
- Multi-currency is common. Exchange houses, hotels, and Hajj and Umrah service companies often handle SAR alongside USD, EUR, AED, KWD, BHD, QAR, OMR, EGP and GBP. Only value counters can count these automatically.
- Software updates are part of the purchase. When new notes or counterfeits appear, detection data must be updated. Buy from a local supplier who can do it.
- If you find a suspected counterfeit, set it aside and hand it to your bank. Banks follow SAMA’s procedures for suspected counterfeit currency.
Group 1: Sheet Counting Machines
Count the number of notes. Best for pre-sorted bundles.
Fin-890: entry-level sheet counter for small shops
The Fin-890 is a compact, easy-to-use riyal sheet counter for businesses that count small batches.
- Counting type: sheet counting
- Detection: UV + MG (2-point)
- Modes: sheet counting, add and batch
- Display: large, clear LCD
- Smart features: auto start/stop; stops and alarms on a suspect note
- Best for: groceries, salons, small cafés, pharmacies and kiosks counting sorted notes
Fin-3100: heavy-duty sheet counter
The Fin-3100 is a Korean-made workhorse for continuous counting of sorted notes.
- Counting type: sheet counting
- Speed: adjustable at 900, 1,200 or 1,500 notes/min
- Hopper / stacker: 300 / 200 notes
- Detection: UV + MG + MT (metal thread)
- Modes: sheet counting, add and batch, with a memory function
- Warranty: 1-year full guarantee
- Best for: supermarket back offices, fuel stations, payroll and treasury desks counting large single-denomination bundles
Group 2: Total Value (Mixed) Counting Machines
Recognise each note and count the total amount. Every model below also counts sheets.
Single-pocket value counters: for retail, restaurants and SMEs
CX-7500: compact value counter
The CX-7500 counts the total value of mixed notes in one pass, in a footprint small enough for a cash counter.
- Counting type: total value (mixed) counting + sheet counting
- Speed: 1,500 notes/min (sheet), 1,200 notes/min (value)
- Hopper / stacker: 300 / 200 notes
- Detection: full-colour dual CIS + UV + MG + MT + IR + double-note detection
- Currencies: 10, with mixed-currency counting
- Display: touch display
- Connectivity: RS-232, USB, SD card, optional LAN
- Size / weight: 268 × 218 × 263 mm, 6.4 kg
- Best for: restaurants, retail stores, pharmacies and SMEs closing mixed daily takings
Fin-7900: heavy-duty value counter with serial number reading
The Fin-7900 is a Korean-made, heavy-duty value counter with serial number recognition and ultrasonic detection.
- Counting type: total value (mixed) counting + sheet counting
- Speed: 1,500 notes/min (sheet), 1,000 notes/min (value and S/N)
- Hopper / stacker: 500 / 200 notes
- Detection: dual CIS + UV + MG (18-channel) + IR + US (ultrasonic) + metal thread
- Extras: serial number recognition, face and orientation detection, check scanning
- Currencies: 10
- Display: 4.3″ colour touch screen
- Connectivity: serial, LAN, USB; optional KBMS network solution
- Size / weight: 286 × 286 × 269 mm, 8 kg
- Best for: large retailers, hotels, hospitals and companies with heavy daily mixed cash
Kisan Newton-A: multi-currency value counter with 2-year warranty
The Kisan Newton-A is a Korean-made value counter using image-sensor technology, with a reject pocket for suspect notes.
- Counting type: total value (mixed) counting + sheet counting
- Hopper / stacker / reject: 600 / 200 / 100 notes
- Detection: UV + MG + metal thread + IR + dog-ear detection
- Currencies: up to 20, including SAR, USD, EUR, AED, KWD, BHD, QAR, EGP, OMR and GBP
- Modes: mixed value, sheet, batch and single-denomination counting; face and orientation detection
- Display: colour touch screen; printer and PC ports
- Warranty: 2-year full warranty with door-to-door maintenance
- Best for: hotels, travel agencies, multi-branch retailers and companies handling Gulf currencies
Two-pocket value counters: for exchange houses and cash offices
Kisan K2: two-pocket value counter
The Kisan K2 is a Korean-made 1+1 pocket value counter. It sends suspect or unwanted notes to a separate reject pocket without stopping the count.
- Counting type: total value (mixed) counting + sheet counting
- Speed: 1,000 notes/min (sheet and value), 800 notes/min with S/N reading
- Hopper / stacker / reject: 600 / 200 / 50 notes
- Detection: CIS + UV + MG + IR + US, with serial number reading
- Currencies: 12, including SAR, USD, EUR, GBP, AED, KWD, BHD, QAR, EGP and OMR, with auto and mixed currency modes
- Display: 4.3″ touch screen
- Connectivity: serial, LAN, USB
- Size / weight: 260 × 270 × 265 mm, 8 kg
- Warranty: 2 years from Finloyd
- Best for: exchange houses, travel and Hajj/Umrah service companies, hotels and busy cash offices
Kisan Newton 3F: two-pocket value counter and fitness sorter
The Kisan Newton 3F counts total value and checks whether each note is fit to reissue.
- Counting type: total value (mixed) counting + sheet counting + fitness sorting
- Speed: 1,500 notes/min (sheet), 1,200 notes/min (value and S/N)
- Hopper / stacker / reject: 600 / 200 / 100 notes
- Detection: dual CIS + UV + MG (18-channel) + IR + US (4-channel), dog-ear and tape detection, full-colour image processing
- Fitness levels: ATM and Fit
- Extras: serial number OCR, denomination sorting, forex function, check/voucher/TITO scanning (optional)
- Currencies: up to 45
- Display: 4.3″ touch screen
- Size / weight: 312 × 340 × 340 mm, 13 kg
- Best for: bank branches, exchange-house head offices and corporate cash rooms
Multi-pocket value sorters: for banks and cash centres
Kisan K3-A: 3-pocket heavy-duty sorter
The Kisan K3-A counts value and sorts notes into separate pockets by denomination, face, orientation or fitness.
- Counting type: total value (mixed) counting + sheet counting + sorting
- Speed: 1,000 notes/min (sheet, value, fitness and S/N)
- Hopper / stacker / reject: 1,000 / 200 / 200 notes
- Detection: dual CIS + UV + MG (18-channel) + IR + US (21-channel)
- Pockets: 3
- Currencies: up to 48
- Display: external 7″ touch screen
- Size / weight: 350 × 390 × 400 mm, 20 kg
- Best for: bank branches, regional cash offices and large retail cash rooms
Kisan K5-A: 4+1 pocket desktop high-speed sorter
The Kisan K5-A sorts by denomination, face, orientation and fitness into four pockets plus a reject pocket in a single pass.
- Counting type: total value (mixed) counting + sheet counting + sorting
- Speed: 1,000 notes/min (sheet, value, fitness and S/N)
- Hopper / stacker / reject: 1,000 / 200 / 100 notes
- Detection: dual CIS + UV + MG (18-channel) + IR + US (21-channel)
- Pockets: 4+1
- Currencies: up to 48
- Display: external 7″ touch screen
- Connectivity: 3 serial ports, 2 LAN ports, USB; KBMS network solution
- Size / weight: 338 × 575 × 415 mm, 38 kg
- Best for: banks, cash-in-transit companies and central cash processing
Kisan K6: automatic sorting and banding system
The Kisan K6 counts value, sorts and straps notes in one modular system, so bundles come out ready to bank.
- Counting type: total value (mixed) counting + sheet counting + sorting + banding
- Sorting speed: up to 1,000 notes/min
- Banding speed: up to 8 straps/min, 100 notes per strap
- Hopper: 1,000 notes
- Pockets: 4 sorting + 2 reject, expandable up to 16; up to 6 strapping modules
- Detection: dual CIS + UV + MG (18-channel) + IR + US
- Currencies: up to 16
- Best for: cash centres, CIT companies and high-volume bank operations
Group 3: Coin Counting Machine
Fin-CC93: coin counter
The Fin-CC93 counts and checks halala and riyal coins quickly and quietly.
- Counting type: coin counting
- Speed: up to 600 coins/min
- Denominations: up to 14
- Detection: rejects foreign coins, counterfeit coins and tokens
- Modes: separate modes for old and new coins; programmable bag stop by count or weight
- Extras: battery backup, noise reduction of about 30%, tilt sensor for easy cleaning
- Best for: supermarkets, parking operators, vending and laundromat businesses, charities and transport operators
Quick Comparison Table
| Model | Counting type | Max speed (notes/min) | Detection | Pockets | Currencies | Best for |
|---|---|---|---|---|---|---|
| Fin-890 | Sheet | — | UV, MG | 1 | SAR | Small shops |
| Fin-3100 | Sheet | 1,500 | UV, MG, MT | 1 | SAR | Bulk sorted bundles |
| CX-7500 | Total value | 1,500 | Dual CIS, UV, MG, MT, IR, DD | 1 | 10 | Retail & SMEs |
| Fin-7900 | Total value | 1,500 | Dual CIS, UV, MG, IR, US, MT, S/N | 1 | 10 | Large retail, hotels |
| Newton-A | Total value | — | UV, MG, MT, IR, dog-ear | Stacker + reject | 20 | Multi-currency business |
| K2 | Total value | 1,000 | CIS, UV, MG, IR, US, S/N | 1+1 | 12 | Exchange houses |
| Newton 3F | Total value + fitness | 1,500 | Dual CIS, UV, MG, IR, US, OCR | 1+1 | 45 | Banks, cash offices |
| K3-A | Total value + sorting | 1,000 | Dual CIS, UV, MG, IR, US, OCR | 3 | 48 | Bank branches |
| K5-A | Total value + sorting | 1,000 | Dual CIS, UV, MG, IR, US, OCR | 4+1 | 48 | Banks, CIT |
| K6 | Total value + sorting + banding | 1,000 | Dual CIS, UV, MG, IR, US, OCR | 4+2 (up to 16) | 16 | Cash centres |
| Fin-CC93 | Coins | 600 coins/min | Coin validation | — | 14 coin types | Coin-heavy businesses |
Which Machine Is Right for Your Business?
| Business | How your cash arrives | Counting type | Recommended model |
|---|---|---|---|
| Grocery, salon, small café | Small, mostly sorted | Sheet | Fin-890 |
| Supermarket back office, fuel station, payroll desk | Large sorted bundles | Sheet | Fin-3100 |
| Restaurant, pharmacy, retail store | Mixed daily takings | Total value | CX-7500 |
| Large retailer, hotel, hospital | Heavy mixed cash | Total value | Fin-7900 or Newton-A |
| Exchange house, travel / Hajj & Umrah services | Mixed, multi-currency | Total value (2-pocket) | K2 |
| Bank branch, corporate cash room | Mixed, needs fitness check | Total value + fitness | Newton 3F or K3-A |
| Cash-in-transit, central cash processing | Very high volume | Total value + sorting | K5-A or K6 |
| Parking, vending, laundromats, charities | Coins | Coins | Fin-CC93 |
Buying Checklist: 10 Questions to Ask Before You Buy
- Is my cash mixed or pre-sorted? Mixed means total value counting; pre-sorted means sheet counting.
- Do I need the total amount and a denomination breakdown, or just the number of notes?
- Which detection layers does it have? Aim for UV + MG at minimum, and CIS for mixed cash.
- Does it support all current Saudi notes, including the polymer 5-riyal and the 200-riyal?
- Which currencies do I need? SAR only, or USD, EUR and Gulf currencies too?
- One pocket or more? Two pockets reject suspect notes without stopping; more pockets sort by denomination.
- Do I need serial number recording for audits or tracing counterfeits?
- Do I need fitness sorting? Essential if you return cash to circulation or ATMs.
- Can it connect to a PC, printer or network for reports and reconciliation?
- What warranty and local service come with it, and who updates its software?
Fake Money Detectors: When You Need One Too
A money counter checks notes in bulk. A standalone fake money detector is ideal at the till, where cashiers check high-value notes one at a time. Many businesses use both: a detector at each cash point and a sheet or value counter in the back office. Finloyd supplies both.
Care Tips to Keep Your Machine Accurate
- Clean the sensors and rollers regularly with a soft brush. Dust is the top cause of false alarms and value-recognition errors.
- Remove clips, rubber bands and debris before loading notes.
- Don’t overload the hopper beyond its rated capacity.
- Keep the machine away from direct sunlight and strong lamps, which can affect UV readings.
- Update the firmware whenever new notes are issued. This is especially important for value counters.
- Book an annual service for heavy-use machines.
Why Choose Finloyd
Finloyd (AlRawda Office Trading Co. Ltd.) is the No. 1 supplier of money counting machines and fake money detectors in Saudi Arabia since 2008. For 18 years, banks, exchange houses, retailers, hotels and government entities across the Kingdom have relied on Finloyd for accurate, secure cash handling.
- Since 2008: nearly two decades of specialist experience in Saudi cash handling.
- Every counting type: sheet counters, total value counters, two-pocket counters, fitness sorters, banding systems, coin counters and fake money detectors.
- Configured for Saudi currency: set up for current riyal notes, with multi-currency options for USD, EUR and Gulf currencies.
- Warranty and service: up to 2-year warranty on selected Kisan models, with door-to-door maintenance on the Newton-A.
- Local presence: sales, installation and support in Riyadh, Jeddah and Al Khobar.
- One partner for cash security: pair your counter with a Finloyd safe or walk-in vault room, time attendance and access control systems.
Sheet counting or total value counting: still not sure?
Tell us how your cash arrives and how much you handle, and Finloyd’s cash handling specialists will recommend the right machine, free of charge.
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Frequently Asked Questions
What is the difference between sheet counting and total value counting?
Sheet counting counts the number of notes and needs them pre-sorted by denomination. Total value (mixed) counting recognises each note’s denomination with an image sensor and shows the total amount of money plus a breakdown by denomination, even when notes are mixed.
Which Finloyd machines are sheet counters and which are value counters?
The Fin-890 and Fin-3100 are sheet counting machines. The CX-7500, Fin-7900, Kisan K2, Newton-A, Newton 3F, K3-A, K5-A and K6 are total value (mixed) counting machines. The Fin-CC93 is a coin counter.
Can a total value counting machine also count sheets?
Yes. Every value counter in this guide also has a sheet (normal) counting mode, so it can do everything a sheet counter does. A sheet counter cannot count value.
Do I need a value counter for my shop?
If customers pay with mixed notes and you close daily takings or cashier shifts, a value counter such as the CX-7500 saves the most time and reduces errors. If you only count pre-sorted bundles, a sheet counter such as the Fin-890 or Fin-3100 is enough.
What is the best money counting machine in Saudi Arabia?
It depends on your cash type and volume. For pre-sorted notes, choose the Fin-890 or Fin-3100. For mixed notes, choose the CX-7500, Fin-7900 or Newton-A. Exchange houses benefit from the two-pocket Kisan K2. Banks and cash centres need the Newton 3F, K3-A, K5-A or K6.
What do UV, MG, IR and CIS mean on a money counter?
UV checks fluorescent features and paper, MG checks magnetic ink, IR checks infrared-reactive inks, and CIS (contact image sensor) captures an image of the note to recognise its denomination and authenticate its design. CIS is what makes total value counting possible.
Do Finloyd’s machines detect fake Saudi riyals?
Yes. Every model in this guide has counterfeit detection. The sheet counters use UV + MG (plus metal thread on the Fin-3100), while the value counters combine CIS image detection with UV, MG, IR and, on most models, ultrasonic sensors.
Can money counting machines handle the polymer 5-riyal note?
Professional machines can be configured for all notes in circulation, including the polymer 5-riyal note issued by SAMA in 2020. Ask Finloyd to confirm the configuration for your model and keep its software updated.
Which machines count multiple currencies?
Only total value counters count multiple currencies automatically. The CX-7500 and Fin-7900 support 10 currencies, the Kisan K2 supports 12, the Newton-A 20, the K6 16, the Newton 3F 45, and the K3-A and K5-A up to 48.
What is a fitness sorter?
A fitness sorter is a value counter that also checks whether each note is fit for reuse, detecting worn, torn, taped or dog-eared notes. The Kisan Newton 3F, K3-A, K5-A and K6 offer fitness sorting.
Does Finloyd sell coin counting machines?
Yes. The Fin-CC93 counts up to 600 coins per minute, handles up to 14 denominations including Saudi halala, and rejects foreign coins, counterfeit coins and tokens.
What should I do if the machine detects a counterfeit note?
Set the note aside and don’t return it to the customer or put it back into circulation. Hand it to your bank, which follows the Saudi Central Bank’s (SAMA) procedures for suspected counterfeit currency.
Who is the best supplier of money counting machines in Saudi Arabia?
Finloyd (AlRawda Office Trading Co. Ltd.) has been the No. 1 supplier of money counting machines and fake money detectors in Saudi Arabia since 2008, providing supply, warranty and support in Riyadh, Jeddah and Al Khobar.
Final Verdict
Start with one question: is your cash sorted or mixed?
- Sorted bundles: a sheet counting machine, the Fin-890 or Fin-3100.
- Mixed notes: a total value counting machine:
- CX-7500, Fin-7900 or Newton-A for most businesses
- K2 for exchange houses
- Newton 3F, K3-A, K5-A or K6 for banks and cash centres
- Coins: the Fin-CC93.
Every model detects counterfeits, and every one is backed by Finloyd’s local support.
Talk to Finloyd today and count every riyal with confidence.
